Representing Victims of Uninsured
and Underinsured Motorists
According to estimates by the Insurance Research Council, Arizona has the fifth highest percentage of uninsured drivers in the nation with 22 percent of drivers uninsured. Other estimates put the number closer to 40 percent.
When uninsured and underinsured drivers cause accidents and injuries, who pays for the damages? Will you be left footing the entire bill yourself?
Don't worry. Contact the attorneys of Kinerk, Schmidt & Sethi, PLLC in Tucson for help in wrecks involving uninsured and underinsured drivers. The initial consultation is free.
The Limits of Liability Insurance
Arizona requires drivers to carry liability insurance. This insurance will pay for damages other people may suffer if you cause an accident. Unfortunately, drivers are only required to carry $15,000 in liability insurance. Even a minor accident can result in medical expenses that far exceed that amount.
In these cases, we turn to your own insurance policy's underinsured motorist coverage to make up the difference.
What if the other driver has no insurance at all or if you were injured in a hit and run accident? Your own insurance policy's uninsured motorist provisions will cover your medical expenses, lost wages and property damages.
Why Hire an Attorney?
Your insurance company treats you differently if you are claiming benefits, rather than just paying premiums. Suddenly, you are costing them money, rather than adding to their profits.
Any insurance company will try to minimize the amount it pays to you in benefits. It is important to have an attorney on your side who understands insurance companies and their legal obligations to policyholders.
Our lawyers are recognized as authorities on insurance disputes. We understand the system and we know how to help you achieve the best possible resolution to your uninsured or underinsured motorist claim.
See the Our Victories page for a summary of Quinnan v. New Hampshire Insurance Company, an uninsured motorist claim in which we obtained an $890,000 settlement for our client.
Learn more about auto insurance. Read our Newsletter article on "Make Your Auto Insurance Coverage Work for You," and review these resources on the Arizona Department of Insurance's Web site.
