Our client's husband of over 50 years died from complications while recovering from a broken hip he sustained in an accidental fall. After his death, our client made a claim on her husband's life insurance policy, which provided accidental death benefits. The insurance company unreasonably denied the claim saying that his death was not the result of an accident, but rather was the result of medical complications. We argued that the policy clearly bound the insurance company to provide her with the benefits that her late husband had paid for. The insurance company paid the full policy benefits.