Older adults face very different threats today. Traditional elder abuse includes nursing home neglect, caregiver abuse and financial exploitation by family members. But today, older Arizonans are also targeted by romance scams, fake government agents, cryptocurrency schemes, AI voice cloning and “grandchild in distress” calls.

Arizona's Adult Protective Services Act

Arizona's Adult Protective Services Act, or APSA, protects vulnerable adults from abuse, neglect and exploitation. But being elderly does not automatically make someone a “vulnerable adult” under Arizona law.

APSA focuses on whether an adult is unable to protect himself or herself because of a physical or mental impairment. That distinction can determine whether a case falls under APSA or must be pursued through other civil or criminal remedies.

Warning Signs of Elder Financial Exploitation

Families should watch for:

• Unusual bank withdrawals or transfers

• New joint accounts, powers of attorney or beneficiary changes

• Gift card or cryptocurrency purchases

• A new “friend” or romantic interest

• Isolation from children or longtime friends

• A caregiver who discourages family contact

• Sudden secrecy about finances

How to Protect an Older Family Member

A few simple rules can prevent devastating losses:

• Never send money because of an unexpected call, text or email.

• Never pay a government agency with gift cards or cryptocurrency.

• Never send money to an online romantic interest you have not met.

• Verify family emergencies independently.

• Create a family safe word.

• If someone says, “Don't tell your kids,” tell your kids.

Schmidt, Sethi & Akmajian represents families throughout Tucson and Arizona in serious injury, wrongful death and vulnerable-adult abuse cases. If you suspect elder abuse or financial exploitation, acting quickly can help protect the person and preserve evidence.