Today I am talking about three important factors we evaluate when considering whether a case is right for us.
You can watch me talk about these issues in the video below.
Liability. This is the basic question of who did what wrong. One simple example, an automobile collision where the other driver ran a red light. It's obvious who did what wrong. But it is not always that simple or clear-cut. We investigate the actions of all the players in order to understand the full liability picture. The sooner that process starts, the better it is for our clients. I can promise you that insurance companies and corporations have teams of investigators looking into things the minute something happens. We level the playing field.
Damages. What harms did the liability cause? What damages have you suffered as a result of the defendant's bad actions? Sometimes the damages are immediate and obvious, but often they are more subtle and take time to reveal themselves. This is especially true in serious injury cases, where a serious of surgeries or treatments are required before our client reaches a point of maximum improvement -- whatever that might look like.
We work with doctors and some of the best experts in the nation to make sure we understand how our clients have been impacted and how to best tell their stories.
Insurance. Insurance is often a limiter in what we are able to do for our clients. The reality is most folks do not have assets they can use to pay off a judgment. So they purchase insurance to protect against that risk. People might have a house or a car, but those are typically either protected by exemptions or under the burden of a loan. Retirement plans and pensions are most often judgment-proof and not the type of asset that can be garnished. Insurance becomes the primary source of compensation.
It is important that we work with our clients to identify all the possible insurance policies that might provide protection and that we quickly figure out the insurance limits those policies provide. In another video I will talk about the different kinds of insurance and how they fit together.
After evaluating these three questions and meeting with a potential client, we are in a good position to evaluate whether a case is the right fit for us -- and whether we are a good fit for the client.